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I’ve been there. Unlike a lot of the other “financial websites” written by people who have never experienced bone-crushing debt, I feel your pain. For myself, $98,000 was the largest debt I had before I started saving even one-penny. And that was some years ago just out of college. Today, it would be like being over $150,000 in debt. Ugh.

But don’t despair. I am here to help with easy-to-follow steps that work. They just plain work.

Only thing I ask is you actually read everything and don’t skip ANY parts, even if you think you already know it. Many sites pitch a $99 – $199 in-person seminars to become debt-free. And those may work, except that you will actually grow another $99 – $199 in debt! I’ll give you all the same information at no cost to you. The one advantage to the in-person seminar is you are forced to listen to everything. Here, I can only ask that you do. So please give everything a close read and serious consideration.

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