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15 Of The Best Money Books For Young Adults – Learn How To Live The Life You Want


When we’re younger many of us tend to work to spend. We work for nights out, new clothes, trips with friends etc. It’s not until we get a little older that we realize our spending habits when we’re younger can affect the rest of our life.

When it comes to understanding how to handle money, figuring out where to start can be fairly overwhelming, so learning more about money when you’re young can help get you on the right track with finances for your future.

There are tons of great books for young adults about money on a range of different topics, that’ll help to understand all aspects of the financial world.

Help change your life and start reading up on finances. Money isn’t everything but improving your financial situation could help you to reach retirement early, deal with and pay off any debt, invest for your future, follow your dreams and more.

Rather than spending years playing catch up with your money, given the right tools and resources, young adults can do incredible things. Get started on a great path now by reading up on some of the best money books for young adults.



How to Win Friends and Influence People

How to Win Friends and Influence People was written by Dale Carnegie in 1936 and has sold over 15,000,000 copies worldwide!

How to Win Friends and Influence People will show you how to approach situations differently, become more confident, live happier and draw people to you. This is a great book for young adults, as well as people of all ages, to benefit from. This book is all about living a more successful life at any age.


Broke Millennial & Broke Millennial Takes On Investing

Broke Millennial & Broke Millennial Takes On Investing were both written by Erin Lowry, and both are a must-read for young adults. Erin gives a step-by-step on how to go from flat-broke to financial badass.

Unlike most personal finance books out there, it doesn’t just cover boring stuff like credit card debt, investing, and budgeting, Erin makes the topic of money entertaining, fun, and relatable for young adults. Must-reads!


Student Loan Solution: 5 Steps to Take Control of your Student Loans and Financial Life

Student Loan Solution was written by David Carlson, and it’s a great book about finances for anyone who has student loan debt.

For millions of Americans, paying to learn, means taking out loans. Student Loan Solution has financial advice for you. Fight the student loans epidemic affecting 40 million borrowers. This book explains what student loan borrowers should be focusing on when it comes to their finances above and beyond managing their student loan debt.

I Will Teach You To Be Rich

I Will Teach You To Be Rich was written by Ramit Sethi and lays out a serious six-week personal finance program for 20- to 35-year-olds who want to master their money with the least amount of effort.

I Will Teach You To Be Rich is packed full of great financial lessons. Rami covers the basics of personal finance such as budgeting, saving money, investing, and more but in a fun and simple way.


You Only Live Once: The Roadmap to Financial Wellness and a Purposeful Life 

You Only Live Once by Jason Vitug is the guide to achieving your best life through smart money moves. Before you even begin making a budget, you need to think about why.

You’ll learn how to prioritize spending, how to save efficiently, and how to take advantage of simple tools you didn’t know you had. It’ll teach you to look at how you perceive and use money day-to-day. Most importantly it’ll teach you how to take control of your money.


The Simple Path To Wealth

The Simple Path To Wealth was written by JL Collins, and it’s one of the best and most popular money books for young adults available right now.

Easy to read, Collins makes complicated personal finance topics much easier to understand. With topics on such as how to avoid debt, how to build wealth, what the 4% rule is and more, many people have said that JL Collins is the reason why they were able to retire early, thanks to his teachings.


Dear Debt; A Story About Breaking Up With Debt

Dear Debt, by personal finance expert Melanie Lockert combines endearing and humorous narrative with practical tools to help readers overcome the crippling effects of debt.

Dear Debt is a must read for anyone who has debt or is taking on debt. Drawing from her personal experience of paying off eighty thousand dollars of student loan debt, Melanie provides a wealth of money-saving tips. This is one of the best money books for young adults because it’s a personal story about overcoming debt. A great read that will encourage others overcome the debt that may be holding them back.


Young, Fun & Financially Free Live the good life now and build a kick-ass future!

Our culture promotes consumer spending and instant gratification at the expense of our financial freedom, and many people believe that they have to suffer now in order to live well later. Leanna Haakons shows you how to create a wealthy future and still live the good life!

Leanna provides great tips on spending wisely on your own terms, investing to build a nest egg, how to fix your credit rating and more. You’ll find strategies you can implement now to get your money working for you today.

168 Hours: You Have More Time Than You Think

Don’t we all wish we had more hours in the day sometimes?

168 Hours, written by Laura Vanderkam, focuses on helping people manage their time better.

With great tips and tricks to live a more efficient life, you’ll learn how to prioritize things in your life, from how to get enough sleep every night to finding time for hobbies you’ve been wanting to try. 168 Hours is about where time really goes, and how we can all use it better.


Work Optional: Retire Early the Non-Penny-Pinching Way

Work Optional written by Tanja Hester will show you how to reach financial independence so that you can live the life you want.

Retirement may seem an age away when you’re younger but Work Optional gives a practical action guide for financial independence and the tools to work towards early retirement.


Get Money: Live the Life You Want, Not Just the Life You Can Afford

Get Money, by personal finance expert Kristin Wong shows you the exact steps to getting more money in your pocket without letting it rule your life.

Kristin gives you a step-by-step personal finance guide that will show you what you need to do in order to stop letting money control your life. You will learn how to create a budget, pay off your debt, build a better credit score, negotiate, and how to start investing. The goal is to no longer stress about understanding how your finances work and just “get” money.


Financial Freedom: A Proven Path to All the Money You Will Ever Need

Financial Freedom was written by Grant Sabatier, who decided that he needed to change his life by learning how to make more money.

In 2010, 24-year old Grant Sabatier had $2.26 in his bank account. Five years later, he had a net worth of over $1.25 million. In his book, Grant writes about how to reach financial freedom through steps such as building side hustles, traveling the world for less, building an investment portfolio, and more. This book hopes to be a path to all the money you will ever need.


The Psychology of Investing

A professor of finance, John Nofsinger delves into the ways psychology affects investors, giving a comprehensive overview of how to make smart investing decisions for those eager to try their hand at the market.

Investing early and smartly is one of the fastest ways to obtain financial independence and maintain your standard of living in retirement. This book teaches you to understand the basics and the psychology of investment and finance. A great tool for any young adult.


The Millionaire Next Door: The Surprising Secrets of America’s Wealthy

The Millionaire Next Door written by Thomas J. Stanley is about the common traits of those who are wealthy. This book will make you rethink what it means to be rich. A great lesson for a young adult.

This book will teach you that anyone can retire with wealth, not just your traditional multi-millionaires living in huge mansion. The Millionaire next door helps readers develop good habits from the very beginning.


Quit Like A Millionaire

Quit Like A Millionaire was written by Kristy Shen and Bryce Leung, who are well-known people in the FIRE community (Financial Independence Retire Early). Everyone approaches FIRE differently, but the point is to stop letting money hold you back from living the life you want.

Kristy retired early at the age of 31 with a million dollars. She explains how it was possible and how it can be a reality for you too with a step-by-step guide on how to reach success, whatever that may mean for you.

The Art of Getting Money

This is actually a classic from wayyyyy back when that you can read on our site here. It’s amazing what lessons from over a 100+ years ago and applicable today. Check out The Art of Getting Money.

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And don’t forget to keep up on our website for the latest and greatest financial tips & tricks!

Related Financial Content For Young Adults:

What financial books do you recommend for younger readers?

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